sorsarre | Entries tagged with budgeting

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Reload page in style: light

In the light of the previous post, I've been digging around all the budgeting apps, and all of them seem to be grossly lacking functionality in the budget department, i.e. go find an app which can do low/high income projections, or tie your budgeting periods to paychecks, or tie the envelopes to percentage of income instead of fixed sums, or having a shared account, or letting you play around with projections like savings/mortgage/etc.

Kinda stupid. All I see around are glorified expense trackers. YNAB kind of hits the right spot for a few things, but mostly it has the same problems, along with being on a monthly subscription fee which is not exactly a thing you want when you're running on fumes.

I'm kinda thinking of my own app for that matter. Expense tracking with shared account and basic envelope budgeting would be a start, I guess.

Current Mood: groggy

After a couple of years of income growth I've figured out there's one thing I don't do well, or, to be precise, don't do at all — it's budgeting.
Regardless of how much my payroll grows, it seems that be the end of the month I'm running on fumes and find myself postponing bills until the next bi-weekly paycheck cause well, y'know, it all comes out of blue. Yikes. And then something like a sick leave or a birthday comes along and it all goes right out of the window. Lifestyle creep is a bitch. Ha-ha, I hate to say that but in the light of finishing up my third decade I'm still kinda learning to adult.